Colorado Springs, Colorado · Serving American families since 1992
A plan is a
powerful tool.
Legacy Wealth Management is a full-service, completely independent financial consulting firm. Our loyalty belongs exclusively to our clients — not to a parent company, not to a product shelf.
Our firm
Planning your financial future can be a daunting task. That's where we come in.
Legacy Wealth Management, Inc. is a division of USA Financial Services, founded in 1992 and led by James M. Thomas, CFP®. We help clients build wealth and protect hard-earned assets.
We're trained, licensed professionals, drawing on years of planning experience when building a long-term strategy. Whether your concern is paying too much in taxes or not having enough money to last through retirement, there is a way forward.
Most plans need to be updated each year to stay in step with your life. If it's been a while, act today.
Seven disciplines, one coordinated plan.
Individuals & businesses
- 01
Retirement Planning
Making the most of employer plans and IRAs, determining what retiring comfortably actually costs, and managing assets before and during retirement.
- 02
Tax Management
Making sure you don't pay a penny more than the law requires, reducing current and future tax burden, and coordinating with qualified specialists.
- 03
Estate Planning
Reviewing wills and trusts, preserving your estate for intended heirs, beneficiary designations, and reducing exposure to estate taxes and probate.
- 04
Risk Management
Reviewing existing insurance policies, recommending changes when appropriate, and finding the policy that fits your situation — not a quota.
- 05
Investments
Determining asset allocation needs, understanding true risk tolerance, and recommending the vehicles to help you reach and exceed your goals.
- 06
Education Funding
Investment and accumulation strategies built around real tuition timelines, so paying for a child's education isn't a surprise.
- 07
Employee & Executive Benefits
Helping your business attract and retain qualified people through benefit packages that hold up over time.
Next phase retirement planning
The years after work deserve more than a rule of thumb.
Income sequencing, Social Security timing, healthcare and long-term care, beneficiary review, and the tax drag on withdrawals — handled together, in one place, with a written plan you can actually read.
Where each dollar comes from, and in what order.
Insurance and long-term care reviewed honestly.
Assets that convey the way you intended them to.
Let us help you build your legacy
Start with a conversation, not a pitch.
A short call is usually enough to tell whether a plan review is worth your time. James M. Thomas, CFP® takes those calls personally.
- Office
- 7045 Campus Drive, Suite 101
Colorado Springs, CO 80920 - Phone
- 719-380-0295
- Fax
- 719-380-0299